What are SEPA transfers?

We understand that some of you have experienced challenges when attempting to fund money transfers using your bank cards.
In light of this, we’d like to introduce a reliable alternative:
Make payments via SEPA (Single Euro Payments Area)
Why choose SEPA?
Secure and Reliable
SEPA is a reliable payment option used in Europe.
Lower Decline Rates
Compared to card transactions, SEPA transfers experience lower decline rates.
Fast Transactions
SEPA is instant 75% of the time and is as quick as card payments.
Fee-Free
By choosing to fund your transfers via SEPA using Paysend, you can benefit from a money transfer free of charge.
How to use SEPA?
Follow these simple steps:
- Open your Paysend app or website and click How to pay your transfer. Select SEPA instant & regular transfer options.
- Set up a payment option through your internet or mobile banking.
- Deposit the exact amount you wish to send your recipient with the reference code into the Paysend EUR account. This amount will be the one transferred straight away.
- 75% of the time, transfers are successful within a few minutes.
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Share Paysend, Get Rewarded!
At Paysend, we believe sharing is caring – and now we’re increasing your reward for it. With our Paysend Bonus program, you can now earn up to £18, €27 or $36 in bonuses for every friend you invite! All they have to do is make their two transfers using your unique referral code.

If you need to send money to Guatemala from the USA for cash pickup, Paysend provides a simple and secure option. Whether you’re supporting loved ones, helping with expenses, or sending money for a special occasion, cash pickup allows your recipient to collect funds at a trusted bank location in Guatemala.
With over 4,300 cash pickup locations, your recipient can receive the money in Guatemalan quetzales (GTQ), ready for collection within minutes.